PCP Loan
0% interest
Backed by SNCI · partner banks
Facts verified June 2026 — against official programme sources.
What it is
A zero-interest public loan for competitiveness and sustainability projects: up to 80% co-financed with a €200,000 ceiling over up to 10 years, via a single application through your bank.
One application, made via your bank: the partner bank finances at least 20% and the SNCI tops up at 0% interest.
At a glance
Type of aid
Zero-interest public loan
Who it's for
SMEs — and larger firms for digital or green projects
What it funds
Up to 80% of a competitiveness or sustainability project, €200,000 ceiling, up to 10 years
Backed by
SNCI · partner banks
Is this you?
Sounds close? The free 15-min check tells you for sure.
One rule applies almost everywhere: the application must be filed before you sign contracts or start the project. We handle scheme selection, the file and the whole process end to end — you build, we file.
